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Stash for Business

Investing for your small business team, simplified. Stash is the easy and affordable solution for smart business teams.

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Take the first step to help your employees plan for their future.

Questions? (800) 205-5164

Employer fees

We make it as easy as possible—you pay per employee, only after they start investing.

No contract

If you cancel, employees can keep Stash with our regular fees.

More about
Stash for Business

We’ll be there every step of the way.
Need more info? Visit our FAQs.

What about independent contractors?

You can use Stash for Business to make Stash available for anyone that is involved with your business, including independent contractors, part time or seasonal workers, etc.

Can I make contributions on behalf of my employees?

Yes. You can make contributions to your employees’ accounts one time or on a systematic basis. For contributions under $25 per person, we use electronic certificates to make the deposits. You tell us how many employees you want to deliver the specified amount to (for instance, $10 to 20 employees), and we deliver the electronic certificates to you. You give those certificates to your employees, and they enter the serial code to redeem the credit.

Can employees take their money out?

Employees can take their money out at any time. Unlike 401(k)s or IRAs, there is no penalty if an employee needs to access their money for an emergency or any reason. It typically takes 3-5 days for an employee to receive their money. This is because the investments must be sold first, which takes three days to complete pursuant to federal regulation. Once the sale is complete, the money can be withdrawn by initiating an electronic transfer back to their bank account.

Are contributions pre-tax? Will a pre-tax option become available?

No. StashInvest accounts (the underlying accounts paid for through Stash for Business) are not pre-tax accounts and employee contributions are not deductible from income taxes. We are developing and expect to launch a tax-advantaged product (an IRA product) in the next few months. Following its launch, we will develop a tax-deferred option for Stash for Business using the IRA as its backbone.

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