Think long-term.

To be a smart investor, you don’t need to try and predict the market. It can be a better strategy to buy quality investments that you personally believe in, and hang onto them. Consider your time horizon—there will always be highs and lows, but in general, you’ll see that markets tend to trend upwards over time.

How Stash helps

  • Flexible & long-term accounts
  • Automated saving & investing tools
  • Educational content

Disclosure: This is not a prediction or projection of performance of an investment or investment strategy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. The rate of return on investments can vary widely over time, especially for long term investments including the potential loss of principal. For example, the S&P 500® for the 10 years ending 1/1/2014, had an annual compounded rate of return of 8.06%, including reinvestment of dividends (source: www.standardandpoors.com). Since 1970, the highest 12-month return was 61% (June 1982 through June 1983). The lowest 12-month return was -43% (March 2008 to March 2009). The S&P 500® is an index of 500 stocks seen as a leading indicator of U.S. equities and a reflection of the performance of the large cap universe, made up of companies selected by economists. The S&P 500 is a market value weighted index and one of the common benchmarks for the U.S. stock market.

Invest regularly.

You don’t need a ton of money to start investing—just commit to an amount you can afford, and invest it regularly. Even small investments can add up over time! And when it comes to reaching money goals, consistency is key.

How Stash helps

Our signature automated tools:

  • Set schedule
  • Round-Ups
  • Smart-Stash

See why it matters

Based on a 5% average growth rate per year

$25 / week

  • $1,929
  • $1,929
  • $1,929
Start investing

How Stash helps

Our signature automated tools:

  • Set schedule
  • Round-Ups
  • Smart-Stash

This is a hypothetical illustration of mathematical principles, is not a prediction or projection of performance of an investment or investment strategy, and assumes weekly contributions at an annual rate of return (compounded annually) and does not account for fees or taxes. It is for illustrative purposes only and is not indicative of any actual investment. Actual return and principal value may be more or less than the original investment.

Stay diversified.

Investing always involves some measure of risk, but spreading your money across different investments can be an effective way to reduce it. Strive for a diversified portfolio mix of stocks and funds, all across different industries. Remember: don’t put all your eggs in one basket!

How Stash helps

  • Risk profile assessment
  • Personalized guidance
  • 200+ investment options

There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long-term, especially during periods of downturn in the market. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.