Banking

Included in: beginner, growth, stash+,

Online banking,
made easy.

Your Stash plan includes a bank account with no overdraft fees1, payday up to 2 days earlier4, and more.2

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Stock-Back Rewards

Get rewarded with stock when you spend.

What does your current debit card do for you? Our patent-pending Stock-Back rewards program lets you earn stocks and funds back on purchases made with a Stash debit card.

Learn about Stock-Back

Stock-Back rewards earned

(as of )

Stash Stock-Back® rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the forgoing has any responsibility to fulfill any stock rewards earned through this program.

We've helped Stashers avoid over

$23.6M in overdraft fees.10

No Hidden Fees

Never pay another
hidden fee.

Overdraft fees? We don’t have those—or any other hidden fees, for that matter. We want to help you grow your Stash, not chip away at it with unnecessary fees (looking at you, big banks).

  • No overdraft fees.5
  • No monthly maintenance fees.2
  • No minimum balance fees.2
  • Access to thousands of fee-free ATMs.6 View fees.
Get started

Early Payday

Get paid up to 2 days early.

It’s your money, and we want to get it in your hands faster. Set up direct deposit to Stash, and we’ll deposit your paycheck up to 2 days earlier than at other banks.4

Features

This is the future of banking.

Your bank account comes with access to tools and features that
provide a smarter banking experience.

Debit Insights7

We’ll track your purchases and offer
helpful insights on your spending.

Recurring transfers8

Set up automatic recurring transfers to
keep your bank account funded.

Stash Coach

Beat banking-related challenges, rack
up points, and get financially fit.

Stash Pricing

Choose the right plan
for you.

Ready to take the next step? A banking account is included in these Stash plans.

beginner

$1/ month*

Try out Stash and learn the basics

Learn more

growth

$3/ month*

Build the foundation of a healthy financial life.

Learn more

 stash+

$9/ month*

Maximize the power of every dollar.

Learn more
Get started

If you'd like to open a standalone retirement account for $2 per month, please call us.

Account Types

Get to know our
account types.

Personal Investment

Simple and flexible investing.

Included in:
beginner, growth, stash+,

Learn more

Retirement

Save for your future, get tax benefits.

Included in:
growth, stash+,

Learn more

Custodial

Invest on a child’s behalf.

Included in:
stash+,

Learn more

Banking

Banking with no hidden fees.1

Included in:
beginner, growth, stash+,

Learn more

FAQ

What are Stock-Back rewards?

Stock-Back rewards is our signature debit card rewards program that lets you earn pieces of stocks and funds back on qualifying purchases. Learn more about the Stock-Back program.

How can I get paid 2 days early?

ASAP Direct Deposit is a feature that you can access through your bank account with Stash. Your employer or benefits provider will often notify us of your incoming deposit in advance of your actual payday. If that happens, we can credit your pay or benefits to your bank account instead of waiting for payday—up to 2 days earlier! Learn more about ASAP Direct Deposit.4

What is direct deposit?

Direct deposit is when your employer or benefits provider electronically transfers your pay or benefits directly into your designated bank account. Your bank account with Stash includes access to ASAP Direct Deposit, which can help you get paid up to 2 days earlier than at other banks. Learn more about ASAP Direct Deposit.4

What do I need to open a bank account?

An optional bank account is included in all Stash subscription plans. You can apply for your bank account during registration or at any time in the app.2 To receive your physical Stash debit card in the mail, you’ll first need to make a deposit of $5 or more into your bank account.